Who can get Social Security Disability Insurance Benefits (DIB)?
Social Security Disability Insurance benefits, also called DIB, SSD, or Title 2 benefits, are for any disabled person who can no longer work, but who has the required history of working.
The disabled person’s spouse, dependent children and parents and even a divorced spouse might also be able to get DIB. This program is an insurance program. While a person works, he or she pays money into the Social Security system and becomes eligible to get benefits if he or she becomes disabled and can no longer work.
Who can get Supplemental Security Income (SSI)?
SSI, also called Title 16, benefits is for any person who is blind, disabled, or elderly (65 or over) and who meets certain income and asset rules. You do not need to have a work history.
The income rules depend on your living arrangements and whether you apply as a single person or couple. Resources include cash, savings, investments, and valuables. They do not include a needed car, your home, ordinary belongings, or some life insurance policies.
How can I get SSI if I am aged or blind?
If you are applying for SSI as aged, you must show that you are 65 or over. If you are applying for SSI as blind, you must give evidence that you have corrected vision of 20/200 or worse in your better eye.
How can I get benefits for a disability?
To get benefits from the DIB or SSI disability programs you must show you are disabled. “Disabled” means that a physical and/or mental impairment or impairments keep you from working any regular, full-time job.
Your disability must have lasted or be expected to last for at least 12 months or be expected to result in death. It is normally not enough to show that you cannot do your old job.
You must show that you cannot do any kind of full-time work, taking into consideration your age, education, and experience. Different rules apply if you are over 50 years of age. You cannot get benefits if you are able to work, even if no one will hire you.
What evidence should I include with my application?
To get SSI or DIB, you must have medical evidence that shows you have some physical or mental impairment(s) that prevents you from working. Medical evidence includes doctor or hospital reports, chart notes, test results, and letters.
The more medical evidence you have, the better chance you will have of winning benefits. List all the medical evidence that you have when you apply.